General knowledge about climate change, factors influencing risk perception and willingness to insure


Menny, Claas ; Osberghaus, Daniel ; Pohl, Max ; Werner, Ute


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URL: https://ub-madoc.bib.uni-mannheim.de/29760
Additional URL: http://www.zew.de/de/publikationen/publikation.php...
URN: urn:nbn:de:bsz:180-madoc-297600
Document Type: Working paper
Year of publication: 2011
The title of a journal, publication series: ZEW Discussion Papers
Volume: 11-060
Place of publication: Mannheim
Publication language: English
Institution: Sonstige Einrichtungen > ZEW - Leibniz-Zentrum für Europäische Wirtschaftsforschung
MADOC publication series: Veröffentlichungen des ZEW (Leibniz-Zentrum für Europäische Wirtschaftsforschung) > ZEW Discussion Papers
Subject: 330 Economics
Classification: JEL: Q54 , Q58 , D83,
Subject headings (SWD): Deutschland , Klimaveränderung , Informationsverhalten , Risikoverhalten , Wahrnehmung , Elementarschadenversicherung , Willingness to pay
Keywords (English): Climate change , knowledge illusion , insurance , risk perception , information , psychometric paradigm
Abstract: In two empirical surveys in Germany the link between the information respondents have about climate change and their risk perception of the phenomenon was analysed. We found that a better understanding of the effects of climate change might lead to a decrease of the perceived hazard. In contrast, a high self-declared knowledge about climate change might correspond with higher risk perception. Further factors affecting the risk perception of climate change are gender, experience of extreme weather events and trust in external aid. Surprisingly, information campaigns based on scientific facts are not effective for increasing risk perception and willingness to insure. Higher risk perception might induce higher interest in precautionary measures like insurance.

Das Dokument wird vom Publikationsserver der Universitätsbibliothek Mannheim bereitgestellt.




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