Essays in macroeconomics and consumer finance

Li, Tsung-Hsien

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URN:	urn:nbn:de:bsz:180-madoc-633365
Document Type:	Doctoral dissertation
Year of publication:	2022
Place of publication:	Mannheim
University:	Universität Mannheim
Evaluator:	Tertilt, Michèle
Date of oral examination:	27 October 2022
Publication language:	English
Institution:	Außerfakultäre Einrichtungen > Graduate School of Economic and Social Sciences - CDSE (Economics) School of Law and Economics > Makro- u. Entwicklungsökonomie (Tertilt 2010-)
Subject:	330 Economics
Keywords (English):	macroeconomics , consumer finance , consumer default , financial frictions , financial literacy
Abstract:	This dissertation studies questions in macroeconomics focusing on consumer finance and default using quantitative methods. It contains three self-contained chapters. Chapter 1 is titled “Credit Card and Payday Loan Borrowing: Evidence in the SCF 2010-2019.” Chapter 2 is titled “The Payday Loan Puzzle: A Credit Scoring Explanation” and is co-authored with Jan Sun. Chapter 3, titled “Consumer Bankruptcy: the Role of Financial Frictions,” studies the role of financial frictions in consumer bankruptcy.