Essays in macroeconomics


Hoch, Marina


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URN: urn:nbn:de:bsz:180-madoc-729542
Document Type: Doctoral dissertation
Year of publication: 2026
Place of publication: Mannheim
University: Universität Mannheim
Evaluator: Meier, Matthias
Date of oral examination: 2026
Publication language: English
Institution: School of Law and Economics > Geld und Währung (Juniorprofessur) (Meier 2017-2024)
Subject: 330 Economics
Keywords (English): housing markets , homeownership , mortgage default , natural disasters , bankruptcy , government aid , fertility , housing policy
Abstract: This dissertation contains three chapters that study households' economic decisions at the intersection of macroeconomics, household finance, and family economics. My research examines how policy can address pressing societal challenges by focusing on the role of housing markets. In the first two chapters, I examine how homeowners are affected by natural disasters and how governments can support those homeowners. In the third chapter, joint work with Ursula Berresheim, I study how policy can increase fertility by targeting the limited downsizing of elderly homeowners, which reduces the housing supply available to prospective parents and might constrain their fertility decisions. The unifying theme of this dissertation is how housing markets shape macroeconomic outcomes and household behavior.




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