Sterblichkeit , Gesundheitsvorsorge , Ökonometrisches Modell , Multivariate Analyse , USA
Abstract:
The article assesses the ability of structural econometric models to reasonably predict economic behavior. A lack of consideration of inherent variables in most structural models is found. There is no current means of recording how parental wealth transfers to children affect the child's college attendance choices, although it is recognized as an obvious factor. Research into free health insurance has found it does not lead to riskier behavior by consumers, contrary to the traditional moral hazard model. Health insurance is examined for what the authors call "the Mickey Mantle effect." Mantle died prematurely due to alcohol abuse, and once observed he'd have taken better care of himself had he known he'd live as long as he did. That comments represents how thee subjective thoughts of consumers affect economic models. An analysis of data on medical patients' life expectancy finds a strong correlation between shorter expectations and smoking, while results linking heavy drinking and high body mass index were mixed.
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