Precautionary saving and old-age provisions : Do subjective saving motive measures work?

Essig, Lothar

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URL:	http://ub-madoc.bib.uni-mannheim.de/1275
URN:	urn:nbn:de:bsz:180-madoc-12750
Document Type:	Working paper
Year of publication:	2005
The title of a journal, publication series:	None
Publication language:	English
Institution:	School of Law and Economics > Sonstige - Fakultät für Rechtswissenschaft und Volkswirtschaftslehre
MADOC publication series:	Veröffentlichungen des MEA (Mannheim Research Institute For the Economics of Aging) > MEA Discussion Papers
Subject:	330 Economics
Classification:	JEL: D91 D12 C 21 ,
Subject headings (SWD):	Deutschland , Haushalt , Umfrage
Abstract:	The literature on precautionary saving provides contradictory views on the importance of precautionary saving. The SAVE data offer the possibility to generate some of the frequently used instruments known from the literature in order to measure the extent of precautionary savings. This paper compares the influence of these instruments on long-run and short-run saving measures. In addition, SAVE contains information on a broad range of saving motives. This paper uses these short-run and long-run savings motives to describe differences in savings, saving rates and wealth accumulation.
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