This template provides the prototype for a set of papers from Belgium, France, Germany, Italy, Japan, the Netherlands, UK and US, each describing and explaining household saving. All papers will have the same format. The template uses Germany as an example. The analysis is based on four unlinked cross sections of the German Income and Expenditure Survey (''Einkommens- und Verbrauchsstichproben, ''EVS), 1978, 1983, 1988 and 1993. The papers distinguish among several saving measures and concepts. They separate discretionary savings from mandatory savings, and use two flow measures, namely first the sum of purchases of assets minus the sum of sales of assets, and second the residual of income minus consumption. The German data only permit a rough cohort correction as individual households cannot be traced over time. Main substantive finding from the German data is a hump-shaped age-saving profile in which, however, savings remain positive in old age, even for most low income households.
Dieser Eintrag ist Teil der Universitätsbibliographie.