Does disability insurance improve health and well-being?


Börsch-Supan, Axel ; Bucher-Koenen, Tabea ; Hanemann, Felizia


DOI: https://doi.org/10.2139/ssrn.3124187
URL: http://mea.mpisoc.mpg.de/uploads/user_mea_discussi...
Additional URL: https://ssrn.com/abstract=3124187
Document Type: Working paper
Year of publication: 2017
The title of a journal, publication series: MEA Discussion Papers
Volume: 09-2017
Place of publication: München
Publishing house: Munich Center for the Economics of Aging
Publication language: English
Institution: Business School > Finanzmärkte (Bucher-Koenen 2019-)
Subject: 300 Social sciences, sociology, anthropology
330 Economics
Abstract: The purpose of disability insurance (DI) is to protect people with health problems that limit their ability to work. We evaluate the effectiveness of DI benefit programs in delivering this protection by following people’s health and financial well-being after the take-up of DI benefits. This paper takes advantage of internationally harmonized panel data and the differences across DI programs in Europe and the United States, as well as their changes over time. We use several econometric approaches to account for the potential endogeneity of DI enrollment and sample selectivity. We find that self-reported health stabilizes after DI benefit receipt. Mental health improves more for DI benefit recipients than non-recipients relative to the beginning of DI benefit receipt. This effect is stronger in countries with more generous DI systems. The effects on objective health measures are positive but largely insignificant.

Dieser Datensatz wurde nicht während einer Tätigkeit an der Universität Mannheim veröffentlicht, dies ist eine Externe Publikation.




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Börsch-Supan, Axel ; Bucher-Koenen, Tabea ; Hanemann, Felizia (2017) Does disability insurance improve health and well-being? MEA Discussion Papers München 09-2017 [Working paper]


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