macroeconomics ; consumer finance ; consumer default ; family economics
Abstract:
This dissertation studies questions in macroeconomics and more specifically consumer finance. It consists of two self-contained chapters. While each chapter studies a different question, they share common objects of interest and similar methodologies. The topics that I study in this thesis relate to how households make financial decisions in terms of saving and borrowing and the role of bankruptcy in smoothing consumption. Based on this understanding of household behavior I then ask how (bankruptcy) policy should be shaped. The first chapter focuses on the interaction of two loan types in the presence of asymmetric information. The second examines how risk differs across marital status and how these differences affect bankruptcy regulation.
Dieser Eintrag ist Teil der Universitätsbibliographie.
Das Dokument wird vom Publikationsserver der Universitätsbibliothek Mannheim bereitgestellt.
![[img]](https://madoc.bib.uni-mannheim.de/style/images/fileicons/application_pdf.png)
Suche Autoren in