This dissertation consists of three self-contained chapters. The unifying theme of these chapters
is their focus on understanding rural households’ decision making with regards to the adoption of
innovative technologies. In chapter 1, we study small-holder farmers’ adoption of improved agri-
cultural inputs in response to receiving access to such inputs. In chapters 2 and 3, we investigate
important demand and supply side factors in the provision of voluntary health insurance policies.
In chapter 2, I study the role of households’ social network in their demand decision. In chapter
3, we investigate the presence of adverse selection in a low-income health insurance market, its
potential welfare effects, and provide measures to mitigate such adverse effects. The following
paragraphs provide a brief summary of these chapters.
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